/* ==========================================================================
   06 — Streams „Bedarf“ und „Tarifrechner“ · MOBILE FIRST

   Wie überall im Projekt beschreibt die Basis das Telefon; größere
   Viewports sind Ausbaustufen (@media (min-width: …)). Sämtliche
   Hover-Effekte stehen am Ende in einem eigenen Block, damit auf Touch
   nichts kleben bleibt.
   ========================================================================== */

/* --------------------------------------------------------------------------
   Gemeinsame Bausteine beider Streams
   -------------------------------------------------------------------------- */

/* Die untere Tab-Leiste trägt seit den Streams fünf Ziele. Damit die
   Beschriftungen ab 320 px lesbar bleiben, skaliert die Schrift mit der
   Viewport-Breite statt über eine max-width-Ausnahme. */
.tabbar__item { font-size: clamp(.625rem, .34rem + 1.2vw, .6875rem); }
.tabbar__item span { max-width: 100%; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; padding-inline: 2px; }

/* Meldungen und Demoleiste weichen der Vergleichsleiste aus. */
body.has-comparebar .toasts { bottom: calc(96px + var(--safe-b)); }
body.has-comparebar.has-tabbar .toasts { bottom: calc(96px + var(--tabbar-h) + var(--safe-b)); }
body.has-comparebar .devbar { bottom: calc(96px + var(--safe-b)); }
body.has-comparebar.has-tabbar .devbar { bottom: calc(96px + var(--tabbar-h) + var(--safe-b)); }

/* Seitentitel mit kurzer Unterstreichung — das Signet der Vorlagen.
   Der Strich wächst nach dem Laden ein. */
.pagetitle { padding: 22px 0 6px; }
.pagetitle h1 { font-size: clamp(1.75rem, 1.2rem + 2.6vw, 3rem); letter-spacing: -.025em; }
.pagetitle__rule {
  display: block; height: 4px; width: 64px; margin-top: 14px;
  border-radius: 4px; background: var(--c-navy-2);
  transform: scaleX(0); transform-origin: left;
  animation: ruleGrow .7s var(--e-out) .25s forwards;
}
@keyframes ruleGrow { to { transform: scaleX(1); } }

/* Eyebrow über einer Überschrift (》Schritt 1 von 3《) */
.steplabel {
  display: block; font-size: var(--fs-sm); color: var(--c-hint);
  padding-top: 20px; letter-spacing: .01em;
}

/* Kleine Info-Schaltfläche neben einer Frage. Auf Touch öffnet sie ein
   Blatt, am Zeiger genügt der Tooltip aus components.css. */
.infobtn {
  width: 30px; height: 30px; flex: none; border: 0; padding: 0; cursor: pointer;
  background: none; color: var(--c-blue); border-radius: 50%;
  display: inline-grid; place-items: center; vertical-align: -7px;
  transition: background var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-spring);
}
.infobtn:active { transform: scale(.88); background: var(--c-tint); }
.infobtn svg { width: 19px; height: 19px; }

/* ==========================================================================
   06.1 Bedarf — Übersicht
   ========================================================================== */
.bedarf { background: linear-gradient(180deg, var(--c-bg) 0%, #fff 40%); padding-bottom: 36px; min-height: 60vh; }
.bedarf__cards { display: grid; gap: 14px; margin-top: 18px; }

.needcard {
  background: #fff; border-radius: var(--r-lg); box-shadow: var(--sh-sm);
  padding: 18px 18px 20px; display: flex; flex-direction: column;
}
.needcard__top { display: flex; align-items: center; gap: 4px; margin-bottom: 14px; }
.needcard__top .eyebrow { font-size: var(--fs-xxs); letter-spacing: .1em; }

/* --- Absicherungs-Anzeige ------------------------------------------------- */
.needcard__title { font-size: 1.375rem; font-weight: 700; color: var(--c-navy-2); line-height: 1.22; }
.needcard__text { margin: 8px 0 20px; font-size: var(--fs-sm); color: var(--c-ink-2); }

.needgauge { position: relative; margin-bottom: 10px; }
.needgauge__bar {
  height: 5px; border-radius: 3px;
  background: linear-gradient(90deg, var(--c-gauge-1) 0%, var(--c-gauge-2) 50%, var(--c-gauge-3) 100%);
}
/* Der Marker sitzt auf dem Balken und fährt animiert auf seinen Wert. Der
   kleine Doppelpfeil darüber zeigt, dass der Wert sich bewegen kann. */
.needgauge__marker {
  position: absolute; top: 50%; left: var(--pos, 50%);
  transform: translate(-50%, -50%);
  width: 15px; height: 15px; border-radius: 50%;
  background: #fff; border: 2px solid var(--c-navy-2);
  transition: left 1.2s var(--e-spring);
}
.needgauge__marker::before {
  content: ""; position: absolute; left: 50%; bottom: calc(100% + 5px);
  width: 16px; height: 9px; transform: translateX(-50%);
  background: var(--c-ink-2);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 9'%3E%3Cpath d='M6.4 0 1 4.5 6.4 9zM9.6 0 15 4.5 9.6 9z'/%3E%3C/svg%3E") center / contain no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 9'%3E%3Cpath d='M6.4 0 1 4.5 6.4 9zM9.6 0 15 4.5 9.6 9z'/%3E%3C/svg%3E") center / contain no-repeat;
}
.needgauge__scale {
  display: flex; justify-content: space-between;
  font-size: var(--fs-xs); color: var(--c-muted); margin-top: 12px;
}
.needcard__foot { margin-top: auto; padding-top: 16px; }

/* --- Lückenliste ---------------------------------------------------------- */
.gaprow {
  display: flex; align-items: center; gap: 12px; width: 100%;
  padding: 14px 2px; min-height: var(--tap);
  background: none; border: 0; cursor: pointer; text-align: left;
  border-top: 1px solid var(--c-line-soft);
  -webkit-tap-highlight-color: transparent;
  transition: background var(--t-fast) linear;
}
.gaprow:first-of-type { border-top: 0; }
.gaprow:active { background: var(--c-surface-2); }
.gaprow__body { flex: 1; min-width: 0; }
.gaprow__title { display: block; font-weight: 700; color: var(--c-navy-2); font-size: 1.0625rem; line-height: 1.3; }
.gaprow__sub { display: block; margin-top: 3px; font-size: var(--fs-xs); color: var(--c-muted); line-height: 1.45; }
.gaprow__count {
  flex: none; min-width: 26px; height: 24px; padding: 0 8px;
  border-radius: var(--r-pill); background: var(--c-tint-2); color: var(--c-blue-600);
  display: grid; place-items: center; font-size: var(--fs-xs); font-weight: 700;
  font-variant-numeric: tabular-nums;
  transition: background var(--t-base) var(--e-out), color var(--t-base) var(--e-out);
}
.gaprow--open .gaprow__count { background: var(--c-amber-bg); color: var(--c-amber); }
.gaprow__chev { flex: none; color: var(--c-blue); transition: transform var(--t-base) var(--e-spring); }
.gaprow__chev svg { width: 20px; height: 20px; }

/* Liste im Blatt / Dialog, das eine Lücke öffnet */
.gaplist { display: grid; gap: 10px; margin-top: 4px; }
/* Zwei Zeilen auf dem Telefon: Lange Kategorienamen wie
   „Auslandskrankenversicherung“ brauchen die volle Breite. */
.gapitem {
  display: grid; grid-template-columns: auto minmax(0, 1fr);
  align-items: center; gap: 4px 12px;
  padding: 14px 16px; border-radius: var(--r-md);
  border: 1px solid var(--c-line); background: #fff;
  font-size: var(--fs-sm); color: var(--c-navy-2); font-weight: 600;
  text-decoration: none; min-height: var(--tap);
  transition: border-color var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-out);
}
.gapitem:active { transform: scale(.985); }
.gapitem svg { width: 22px; height: 22px; flex: none; color: var(--c-blue); grid-row: 1; }
.gapitem span { grid-column: 2; overflow-wrap: anywhere; line-height: 1.35; }
.gapitem__go { grid-column: 2; justify-self: start; font-size: var(--fs-xs); font-weight: 700; color: var(--c-blue); }
@media (min-width: 480px) {
  .gapitem { grid-template-columns: auto minmax(0, 1fr) auto; }
  .gapitem__go { grid-column: 3; grid-row: 1; justify-self: end; white-space: nowrap; }
}

/* --- Checkliste ----------------------------------------------------------- */
.checks { margin-top: 34px; }
.checks__head { margin-bottom: 18px; }
.checks__head h2 { color: var(--c-blue-600); font-size: clamp(1.25rem, 1rem + 1.2vw, 1.625rem); }
.checks__head p { margin-top: 8px; font-size: var(--fs-sm); color: var(--c-muted); max-width: 62ch; }
.checks__list { display: grid; gap: 14px; }

.checkcard {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-line); border-radius: var(--r-lg);
  padding: 18px 18px 20px;
  transition: transform var(--t-base) var(--e-out), box-shadow var(--t-base) var(--e-out);
}
/* Der nächste offene Check trägt die dunkle Fläche — er ist die Hauptaktion. */
.checkcard--primary { background: var(--c-navy); border-color: var(--c-navy); color: #fff; }
.checkcard--primary::after {
  content: ""; position: absolute; right: -90px; top: -110px; width: 260px; height: 260px;
  border-radius: 50%; background: radial-gradient(circle, rgba(10,100,180,.5), transparent 68%);
  pointer-events: none; animation: blobDrift 18s var(--e-in-out) infinite;
}
.checkcard--done { background: var(--c-surface-2); }
.checkcard > * { position: relative; z-index: 1; }

.checkcard__head { display: flex; align-items: flex-start; gap: 12px; }
.checkcard__title {
  font-size: 1.1875rem; font-weight: 700; color: var(--c-navy-2); line-height: 1.25;
  display: flex; align-items: center; gap: 10px; flex-wrap: wrap;
}
.checkcard--primary .checkcard__title { color: #fff; }
.checkcard__time {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: var(--fs-xs); font-weight: 400; color: var(--c-muted); white-space: nowrap;
}
.checkcard--primary .checkcard__time { color: rgba(255,255,255,.72); }
.checkcard__time svg { width: 15px; height: 15px; }

/* Symbolgruppe rechts oben: leicht überlappende Kreise. */
.checkcard__icons { margin-left: auto; display: flex; flex: none; }
.checkcard__icons span {
  width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center;
  background: var(--c-tint); color: var(--c-navy-2);
}
.checkcard__icons span + span { margin-left: -10px; }
.checkcard--primary .checkcard__icons span { background: rgba(255,255,255,.13); color: #fff; }
.checkcard__icons svg { width: 20px; height: 20px; }

.checkcard__text {
  margin: 14px 0 0; font-size: var(--fs-sm); line-height: 1.55; color: var(--c-ink-2);
  max-width: 62ch;
}
.checkcard--primary .checkcard__text { color: rgba(255,255,255,.84); }
.checkcard__foot { margin-top: 18px; display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.checkcard__foot .btn { width: 100%; }
.checkcard--primary .btn--primary { --btn-bg: #0A6FC2; }

/* ==========================================================================
   06.2 Frage-Assistent (Profil & Themen-Checks)
   ========================================================================== */
.quizpage { background: #fff; padding: 0 0 28px; min-height: 60vh; }
.quizcard {
  max-width: var(--maxw-narrow); margin-inline: auto;
  background: #fff; border-radius: 0; box-shadow: none; overflow: hidden;
  margin-left: calc(var(--gutter) * -1); margin-right: calc(var(--gutter) * -1);
  display: flex; flex-direction: column; min-height: 72vh;
}

/* Kopfzeile der Karte: Rücksprung plus Fortschrittslinie */
.quizcard__top { padding: 14px var(--gutter) 0; }
.quizback {
  display: inline-flex; align-items: center; gap: 8px;
  background: none; border: 0; padding: 8px 0; min-height: var(--tap);
  font: inherit; font-weight: 700; font-size: var(--fs-sm); color: var(--c-navy-2);
  cursor: pointer; text-decoration: none;
  transition: color var(--t-fast) var(--e-out);
}
.quizback svg { width: 20px; height: 20px; transition: transform var(--t-base) var(--e-spring); }
.quizback:active svg { transform: translateX(-3px); }

.quizbar { height: 4px; background: var(--c-line); margin-top: 6px; position: relative; overflow: hidden; }
.quizbar__fill {
  position: absolute; inset: 0 auto 0 0; width: var(--p, 0%);
  background: var(--c-navy-2); border-radius: 0 3px 3px 0;
  transition: width var(--t-xslow) var(--e-out);
}

/* Bühne: Die Frage wechselt mit einer kurzen Seitwärtsbewegung. */
.quizcard__body {
  flex: 1; padding: 30px var(--gutter) 24px;
  display: flex; flex-direction: column;
}
.quizstage { flex: 1; display: flex; flex-direction: column; }
.quizstage.is-leaving { animation: quizOut 160ms var(--e-in-out) both; }
.quizstage.is-entering { animation: quizIn var(--t-slow) var(--e-out) both; }
.quizstage.is-entering--back { animation-name: quizInBack; }
@keyframes quizIn     { from { opacity: 0; transform: translate3d(26px, 0, 0); } to { opacity: 1; transform: none; } }
@keyframes quizInBack { from { opacity: 0; transform: translate3d(-26px, 0, 0); } to { opacity: 1; transform: none; } }
@keyframes quizOut    { from { opacity: 1; } to { opacity: 0; transform: translate3d(-18px, 0, 0); } }

.quizq {
  text-align: center; font-size: clamp(1.25rem, 1rem + 1.6vw, 1.75rem);
  line-height: 1.25; margin-bottom: 26px; text-wrap: balance;
}
.quizhint { text-align: center; font-size: var(--fs-xs); color: var(--c-hint); margin: -16px 0 20px; }

/* --- Antwort-Chips --------------------------------------------------------- */
.choices {
  display: flex; flex-wrap: wrap; justify-content: center; gap: 10px;
}
.choice {
  position: relative; isolation: isolate;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 20px; min-height: 46px;
  border: 0; border-radius: var(--r-pill); cursor: pointer;
  background: var(--c-grey-100); color: var(--c-ink-2);
  font: inherit; font-size: var(--fs-sm); font-weight: 600; line-height: 1.25;
  text-align: center;
  -webkit-tap-highlight-color: transparent; touch-action: manipulation;
  transition: background var(--t-base) var(--e-out), color var(--t-base) var(--e-out),
              transform var(--t-fast) var(--e-spring), box-shadow var(--t-base) var(--e-out);
}
.choice:active { transform: scale(.94); }
.choice.is-on { background: var(--c-navy); color: #fff; box-shadow: 0 8px 20px rgba(0, 32, 71, .22); }
/* Sanfte Variante (Vorlage „Wie sind Sie krankenversichert?“) */
.choices--soft .choice.is-on { background: var(--c-tint-2); color: var(--c-blue-600); box-shadow: none; }

/* Das Häkchen wächst beim Auswählen ein, das Plus weicht. */
.choice__mark {
  width: 0; overflow: hidden; display: grid; place-items: center; flex: none;
  transition: width var(--t-base) var(--e-spring), margin var(--t-base) var(--e-spring);
}
.choice__mark svg { width: 17px; height: 17px; }
.choice.is-on .choice__mark { width: 17px; margin-right: 2px; }
.choice__plus { display: grid; place-items: center; flex: none; transition: transform var(--t-base) var(--e-spring), opacity var(--t-fast) linear; }
.choice__plus svg { width: 17px; height: 17px; }
.choice.is-on .choice__plus { width: 0; opacity: 0; transform: rotate(90deg) scale(.4); }

/* Zahlenchips (》Haben Sie Kinder?《) */
.choice--count { min-width: 46px; width: 46px; padding: 0; border-radius: 50%; }
.choice--wide { width: auto; padding: 12px 20px; border-radius: var(--r-pill); }

/* --- Zusatzzeilen mit Kästchen (Vorlage Rechtsschutz) ---------------------- */
.quizrows { margin: 26px auto 0; max-width: 720px; border-top: 1px solid var(--c-line-soft); }
.quizrow {
  display: flex; align-items: center; gap: 16px;
  padding: 14px 0; min-height: var(--tap);
  border-bottom: 1px solid var(--c-line-soft);
  font-size: var(--fs-sm); color: var(--c-ink-2); cursor: pointer;
  -webkit-tap-highlight-color: transparent;
}
.quizrow > span:not(.quizrow__box) { flex: 1; line-height: 1.5; }
.quizrow input { position: absolute; opacity: 0; width: 0; height: 0; }
.quizrow__box {
  flex: none; width: 26px; height: 26px; border-radius: var(--r-xs);
  background: var(--c-grey-chip); display: grid; place-items: center;
  transition: background var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-spring);
}
.quizrow__box svg { width: 17px; height: 17px; color: #fff; opacity: 0; transform: scale(.5); transition: opacity var(--t-fast) linear, transform var(--t-base) var(--e-spring); }
.quizrow input:checked + .quizrow__box { background: var(--c-navy); }
.quizrow input:checked + .quizrow__box svg { opacity: 1; transform: none; }
.quizrow input:focus-visible + .quizrow__box { box-shadow: var(--sh-focus); }
.quizrow:active .quizrow__box { transform: scale(.9); }

/* --- Hinweisbox unter der Frage -------------------------------------------- */
.quiznote { margin: auto auto 0; max-width: 420px; padding-top: 28px; }
.quiznote .notice { font-size: var(--fs-xs); }

/* --- Auswahlfeld mittig (Einkommen) ---------------------------------------- */
.quizselect { max-width: 380px; margin-inline: auto; width: 100%; }

/* --- Platzhalterzeilen der Abschlussseite ----------------------------------- */
.skel {
  display: block; height: 8px; width: var(--w, 100%); margin-top: 7px;
  border-radius: 4px; background: var(--c-grey-100); position: relative; overflow: hidden;
}
.skel--dot { width: 13px; height: 13px; border-radius: 50%; margin-top: 0; flex: none; background: #A9CDE8; }
.skel::after {
  content: ""; position: absolute; inset: 0; transform: translateX(-100%);
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .85), transparent);
  animation: shimmer 1.5s linear infinite;
}

/* --- Fußzeile des Assistenten ---------------------------------------------- */
.quizfoot {
  border-top: 1px solid var(--c-line-soft);
  padding: 14px var(--gutter) calc(14px + var(--safe-b));
  display: flex; align-items: center; gap: 12px;
  position: sticky; bottom: 0; background: #fff; z-index: 5;
  transition: box-shadow var(--t-base) var(--e-out);
}
.quizfoot.is-stuck { box-shadow: var(--sh-up); }
.quizfoot__back {
  flex: none; width: 50px; height: 46px; border: 0; border-radius: var(--r-sm);
  background: var(--c-tint-2); color: var(--c-blue); cursor: pointer;
  display: grid; place-items: center;
  transition: background var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-spring);
}
.quizfoot__back:active { transform: scale(.94); }
.quizfoot__back svg { width: 20px; height: 20px; }
.quizfoot .btn { margin-left: auto; flex: 1; }
/* Solange keine Antwort gewählt ist, bleibt „Weiter“ sichtbar, aber grau. */
.btn--wait { --btn-bg: #6E6E6E; --btn-fg: #fff; }

/* ==========================================================================
   06.3 Themen-Einstieg, Empfehlung und Infoscreen
   ========================================================================== */
.topiclink {
  display: inline-flex; align-items: center; gap: 10px;
  background: none; border: 0; padding: 8px 0; min-height: var(--tap);
  font: inherit; font-weight: 700; font-size: var(--fs-sm); color: var(--c-navy-2);
  text-decoration: none; cursor: pointer;
}
.topiclink svg { width: 21px; height: 21px; }

.topichero { text-align: center; padding: 8px 0 4px; }
.topichero__icons { display: inline-flex; margin-bottom: 14px; }
.topichero__icons span {
  width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center;
  background: var(--c-tint); color: var(--c-navy-2);
  animation: iconPop .55s var(--e-spring) both;
}
.topichero__icons span + span { margin-left: -12px; animation-delay: .1s; }
.topichero__icons svg { width: 24px; height: 24px; }
@keyframes iconPop { from { opacity: 0; transform: scale(.5); } to { opacity: 1; transform: none; } }
.topichero h1 { font-size: clamp(1.5rem, 1.2rem + 1.8vw, 2rem); }
.topichero__lead { margin: 22px 0 16px; font-weight: 700; color: var(--c-navy-2); font-size: 1.0625rem; }

.topicpick { display: grid; gap: 12px; max-width: 520px; margin-inline: auto; }
.topicpick__item {
  position: relative; text-align: left; cursor: pointer;
  background: #fff; border: 1.5px solid var(--c-line); border-radius: var(--r-md);
  padding: 16px; min-height: var(--tap);
  -webkit-tap-highlight-color: transparent;
  transition: border-color var(--t-base) var(--e-out), box-shadow var(--t-base) var(--e-out),
              transform var(--t-fast) var(--e-spring);
}
.topicpick__item:active { transform: scale(.985); }
.topicpick__item.is-on { border-color: var(--c-navy-2); box-shadow: 0 0 0 1px var(--c-navy-2); }
.topicpick__item.is-done { background: var(--c-surface-2); }
.topicpick__icons { display: flex; gap: 8px; color: var(--c-navy-2); margin-bottom: 14px; }
.topicpick__icons svg { width: 28px; height: 28px; }
.topicpick__name { display: block; font-weight: 700; color: var(--c-navy-2); font-size: 1.0625rem; margin-bottom: 8px; }

.topicfoot { display: grid; gap: 10px; justify-items: stretch; }
/* Im Raster zieht die Hauptaktion über die volle Breite — die
   Ausrichtung aus `.quizfoot` gilt hier nicht. */
.topicfoot .btn { margin: 0; width: 100%; }

/* --- Empfehlungskarte ------------------------------------------------------ */
.recocard {
  position: relative; overflow: hidden;
  background: var(--c-navy); color: #fff; border-radius: var(--r-md);
  padding: 18px; margin-top: 4px;
}
.recocard::after {
  content: ""; position: absolute; right: -80px; top: -100px; width: 240px; height: 240px;
  border-radius: 50%; background: radial-gradient(circle, rgba(10,100,180,.5), transparent 68%);
  pointer-events: none; animation: blobDrift 17s var(--e-in-out) infinite;
}
.recocard > * { position: relative; z-index: 1; }
.recocard__badge {
  display: inline-flex; align-items: center; margin-bottom: 14px;
  padding: 5px 12px; border-radius: var(--r-sm);
  background: #fff; color: var(--c-navy-2); font-size: var(--fs-xs); font-weight: 600;
  animation: popIn var(--t-slow) var(--e-spring) .2s both;
}
.recocard__eyebrow { font-size: var(--fs-sm); color: rgba(255,255,255,.82); margin-bottom: 4px; }
.recocard__title { color: #fff; font-size: clamp(1.1875rem, 1rem + 1.2vw, 1.5rem); margin-bottom: 14px; }
.recocard__body {
  background: rgba(255,255,255,.92); color: var(--c-ink);
  border-radius: var(--r-xs); padding: 12px 14px;
  font-size: var(--fs-sm); line-height: 1.5;
}
.recocard__price { margin-top: 16px; font-size: var(--fs-sm); color: rgba(255,255,255,.88); text-align: right; }
.recocard__cta {
  display: inline-flex; align-items: center; gap: 8px; float: right; clear: both;
  margin-top: 10px; padding: 10px 0; min-height: var(--tap);
  color: #fff; font-weight: 700; font-size: var(--fs-sm); text-decoration: none;
  background: none; border: 0; cursor: pointer;
}
.recocard__cta svg { width: 18px; height: 18px; transition: transform var(--t-base) var(--e-spring); }
.recocard__cta:active svg { transform: translateX(4px); }
.recocard::before { content: ""; display: table; }

/* --- Infokarte -------------------------------------------------------------- */
.infohead { font-size: 1.25rem; margin-bottom: 16px; }
.infocard {
  position: relative; overflow: hidden;
  background: var(--c-navy); color: #fff; border-radius: var(--r-md); padding: 18px;
}
.infocard::after {
  content: ""; position: absolute; right: -70px; bottom: -90px; width: 220px; height: 220px;
  border-radius: 50%; background: radial-gradient(circle, rgba(10,100,180,.45), transparent 68%);
  pointer-events: none; animation: blobDrift 19s var(--e-in-out) infinite reverse;
}
.infocard > * { position: relative; z-index: 1; }
.infocard__icon {
  width: 46px; height: 46px; border-radius: var(--r-sm); background: #0A4B86;
  display: grid; place-items: center; margin-bottom: 16px;
  animation: iconPop .55s var(--e-spring) .1s both;
}
.infocard__icon svg { width: 24px; height: 24px; }
.infocard h3 { color: #fff; font-size: 1.25rem; margin-bottom: 10px; }
.infocard p { color: rgba(255,255,255,.84); font-size: var(--fs-sm); line-height: 1.55; margin-bottom: 0; }

/* ==========================================================================
   06.4 Tarifrechner — Kategorien
   ========================================================================== */
.tarifpage { background: #fff; padding-bottom: 40px; min-height: 60vh; }
.tarifpage__intro { max-width: 62ch; margin: 22px 0 30px; color: var(--c-ink-2); }
.tarifsec + .tarifsec { margin-top: 34px; }
.tarifsec h2 { font-size: clamp(1.125rem, 1rem + .8vw, 1.375rem); margin-bottom: 16px; }

.catgrid { display: grid; gap: 12px; }
.catcard {
  display: flex; align-items: center; gap: 16px; width: 100%; text-align: left;
  background: #fff; border: 1px solid var(--c-line); border-radius: var(--r-sm);
  padding: 16px; min-height: 76px; cursor: pointer;
  -webkit-tap-highlight-color: transparent;
  transition: border-color var(--t-base) var(--e-out), box-shadow var(--t-base) var(--e-out),
              transform var(--t-base) var(--e-out);
}
.catcard:active { transform: scale(.99); background: var(--c-surface-2); }
.catcard__icon { flex: none; color: var(--c-navy-2); transition: transform var(--t-slow) var(--e-spring); }
.catcard__icon svg { width: 40px; height: 40px; }
.catcard__body { min-width: 0; }
/* „Privathaftpflichtversicherung“ passt ab 320 px nur mit Umbruch in die
   Karte — deshalb darf der Name notfalls im Wort brechen. */
.catcard__name {
  display: block; font-weight: 700; color: var(--c-blue);
  font-size: 1.0625rem; line-height: 1.3; overflow-wrap: anywhere;
}
.catcard__sub { display: block; margin-top: 3px; font-size: var(--fs-sm); color: var(--c-muted); }

/* Aufklappbare Restliste */
.catmore { border-top: 1px solid var(--c-line); }
.catmore__head {
  width: 100%; display: flex; align-items: center; gap: 14px;
  padding: 18px 2px; min-height: var(--tap);
  background: none; border: 0; border-bottom: 1px solid var(--c-line); cursor: pointer;
  font: inherit; font-weight: 600; color: var(--c-navy-2); text-align: left;
}
.catmore__head svg { margin-left: auto; flex: none; color: var(--c-blue); transition: transform var(--t-base) var(--e-out); }
.catmore__head[aria-expanded="true"] svg { transform: rotate(180deg); }
.catmore__body { height: 0; overflow: hidden; transition: height var(--t-slow) var(--e-out); }
.catmore__inner { padding: 16px 0 4px; display: grid; gap: 10px; }

/* ==========================================================================
   06.5 Tarifrechner — Eingabestrecke
   ========================================================================== */
.tform { max-width: 620px; margin-inline: auto; }
.tgroup { margin-top: 30px; }
.tgroup:first-child { margin-top: 24px; }
.tgroup__q {
  font-size: 1.0625rem; color: var(--c-blue-600); font-weight: 700; line-height: 1.35;
  margin-bottom: 14px;
}
.tgroup__hint { margin: -8px 0 14px; font-size: var(--fs-xs); color: var(--c-hint); }
.tgroup__fields { display: grid; gap: 14px; }

/* Radiogruppe ---------------------------------------------------------------- */
.radio {
  display: flex; align-items: center; gap: 14px;
  padding: 9px 0; min-height: var(--tap); cursor: pointer;
  -webkit-tap-highlight-color: transparent;
}
.radio input { position: absolute; opacity: 0; width: 0; height: 0; }
.radio__dot {
  position: relative; flex: none; width: 22px; height: 22px; border-radius: 50%;
  border: 2px solid var(--c-line); background: #fff;
  transition: border-color var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-spring);
}
.radio__dot::after {
  content: ""; position: absolute; inset: 3px; border-radius: 50%;
  background: var(--c-navy-2); transform: scale(0);
  transition: transform var(--t-base) var(--e-spring);
}
.radio input:checked + .radio__dot { border-color: var(--c-navy-2); }
.radio input:checked + .radio__dot::after { transform: scale(1); }
.radio input:focus-visible + .radio__dot { box-shadow: var(--sh-focus); }
.radio:active .radio__dot { transform: scale(.9); }
.radio__text { font-size: var(--fs-sm); line-height: 1.5; color: var(--c-ink); }
.radiogroup.is-invalid .radio__dot { border-color: var(--c-danger); }

/* Kästchenliste mit Unterzeile ------------------------------------------------ */
.checkstack { display: grid; gap: 10px; }
.checkstack .check {
  border: 1px solid var(--c-line); border-radius: var(--r-sm); padding: 12px 14px;
  align-items: flex-start;
  transition: border-color var(--t-base) var(--e-out), background var(--t-base) var(--e-out);
}
.checkstack .check:has(.check__input:checked) { border-color: #A9CDE8; background: #FBFDFF; }
.checkstack .check__text b { display: block; color: var(--c-navy-2); font-weight: 700; }
.checkstack .check__text small { display: block; margin-top: 2px; color: var(--c-muted); font-size: var(--fs-xs); line-height: 1.45; }

/* Errechnete Versicherungssumme ----------------------------------------------- */
.sumbox {
  background: var(--c-tint); border-radius: var(--r-sm); padding: 16px 18px;
  display: flex; align-items: baseline; gap: 10px; flex-wrap: wrap;
}
.sumbox__value {
  font-size: 1.5rem; font-weight: 700; color: var(--c-navy-2);
  font-variant-numeric: tabular-nums;
}
.sumbox__note { font-size: var(--fs-xs); color: var(--c-ink-2); }

/* Fußzeile der Eingabestrecke -------------------------------------------------- */
.tfoot {
  max-width: 620px; margin: 34px auto 0; padding-top: 20px;
  border-top: 1px solid var(--c-line);
  display: flex; align-items: center; gap: 12px;
}
.tfoot__back {
  flex: none; width: 46px; height: 46px; border-radius: 50%;
  border: 1.5px solid var(--c-blue); background: none; color: var(--c-blue); cursor: pointer;
  display: grid; place-items: center;
  transition: background var(--t-fast) var(--e-out), transform var(--t-fast) var(--e-spring);
}
.tfoot__back:active { transform: scale(.92); background: var(--c-tint); }
.tfoot__back svg { width: 20px; height: 20px; }
.tfoot .btn { margin-left: auto; flex: 1; }

/* Zusammenfassung --------------------------------------------------------------- */
.tsum { max-width: 620px; margin-inline: auto; }
.tsum__actions { margin: 26px 0; }
.tsum__actions .btn { width: 100%; }
.tsum__note { margin-top: 12px; font-size: var(--fs-xs); color: var(--c-muted); }
.tsum__acc { border-top: 1px solid var(--c-line); }
.tsum__acc .acc { border-bottom: 1px solid var(--c-line); }
.tsum__acc .acc + .acc { border-top: 0; }
.tsum__acc .acc__head { padding: 18px 2px; font-size: 1rem; }
.tsum__acc .acc__inner { padding: 0 2px 18px; }
.tsum__kv { display: grid; gap: 12px; }
.tsum__kv > div { display: flex; gap: 14px; align-items: baseline; }
.tsum__kv dt { flex: 1; color: var(--c-muted); font-size: var(--fs-xs); }
.tsum__kv dd { margin: 0; flex: 1; font-weight: 600; color: var(--c-navy-2); font-size: var(--fs-sm); }

/* ==========================================================================
   06.6 Tarifrechner — Ergebnisliste
   ========================================================================== */
.resultpage { background: var(--c-bg-flat); padding-bottom: 120px; min-height: 60vh; }
.resultpage__eyebrow { font-size: var(--fs-sm); color: var(--c-ink-2); padding-top: 4px; }
.resultpage__disclaimer {
  max-width: 78ch; margin: 22px 0 26px;
  font-size: var(--fs-sm); line-height: 1.6; color: var(--c-ink-2);
}

.recogrid { display: grid; gap: 14px; }
.tarif {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-line); border-radius: var(--r-sm);
}
.tarif--reco { border-color: var(--c-navy); }
.tarif__band {
  background: var(--c-navy); color: #fff;
  display: flex; align-items: center; justify-content: center; gap: 6px;
  padding: 9px 12px; font-size: var(--fs-sm); font-weight: 600;
}
.tarif__band .infobtn { color: #fff; }
.tarif--reco .tarif__inner { background: #EAF2F9; }
.tarif__inner { padding: 16px; }

.tarif__top { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 14px; }
.tarif__brand { min-width: 0; flex: 1; }
.tarif__logo { height: 26px; display: flex; align-items: center; margin-bottom: 10px; }
.tarif__name { font-size: var(--fs-sm); color: var(--c-ink); line-height: 1.4; }
.tarif__name b { display: block; color: var(--c-navy-2); }
.tarif__price { text-align: right; flex: none; }
.tarif__interval { display: block; font-size: var(--fs-xs); color: var(--c-muted); }
.tarif__amount {
  display: block; font-size: 1.375rem; font-weight: 700; color: var(--c-navy-2);
  font-variant-numeric: tabular-nums; line-height: 1.2;
}

.tarif__feats { display: grid; gap: 8px; }
.tarif__feat { display: flex; align-items: flex-start; gap: 10px; font-size: var(--fs-sm); color: var(--c-ink); line-height: 1.4; }
.tarif__feat svg { width: 17px; height: 17px; flex: none; margin-top: 2px; }
.tarif__feat--yes svg { color: var(--c-green-check); }
.tarif__feat--no  svg { color: var(--c-danger); }
.tarif__feat--no  { color: var(--c-ink-2); }

/* INNORATA-Siegel: kleines Schild mit Notenbuchstabe.
   Auf dem Telefon rückt es unter die Merkmale an den rechten Rand. */
.tarif__seal { display: block; margin: 14px 0 0 auto; }
.innorata {
  flex: none; width: 52px; border: 1px solid var(--c-line); border-radius: 2px;
  background: #fff; text-align: center; overflow: hidden; font-weight: 700;
  line-height: 1;
}
.innorata__top { font-size: 6px; letter-spacing: .06em; color: var(--c-ink-2); padding: 3px 0 2px; text-transform: uppercase; }
.innorata__grade {
  background: linear-gradient(160deg, #1B6FB5 0%, #0E4C86 100%); color: #fff;
  font-size: 1.125rem; padding: 6px 0 7px; letter-spacing: -.02em;
}
.innorata__grade sup { font-size: .6em; vertical-align: super; letter-spacing: 0; }
.innorata__foot { font-size: 6px; letter-spacing: .08em; color: var(--c-navy-2); padding: 3px 0; text-transform: uppercase; }

.tarif__more {
  margin-top: 14px; padding: 0; background: none; border: 0; cursor: pointer;
  display: inline-flex; align-items: center; gap: 6px; min-height: 40px;
  font: inherit; font-size: var(--fs-sm); font-weight: 600; color: var(--c-blue);
}
.tarif__more svg { width: 18px; height: 18px; transition: transform var(--t-base) var(--e-out); }
.tarif__more[aria-expanded="true"] svg { transform: rotate(180deg); }
.tarif__extra { height: 0; overflow: hidden; transition: height var(--t-slow) var(--e-out); }
.tarif__extra .tsum__kv { padding: 12px 0 2px; }

.tarif__foot {
  margin-top: 14px; padding-top: 14px; border-top: 1px solid rgba(0, 32, 71, .1);
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
}
.tarif__foot .check { padding: 4px 0; min-height: 40px; }
.tarif__foot .check__box { width: 22px; height: 22px; }
.tarif__foot .check__box svg { width: 14px; height: 14px; }
.tarif__foot .check__text { font-size: var(--fs-sm); }
.tarif__foot .btn { margin-left: auto; }

/* Kopf der vollständigen Liste ------------------------------------------------- */
.resultlist { margin-top: 34px; }
.resultlist__head { margin-bottom: 14px; }
.resultlist__head h2 { font-size: 1.375rem; margin-bottom: 8px; }
.resultlist__meta { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; font-size: var(--fs-sm); color: var(--c-ink-2); }
.resultlist__sort { margin-left: auto; position: relative; }
.sortbtn {
  display: inline-flex; align-items: center; gap: 8px; min-height: 40px;
  background: none; border: 0; cursor: pointer; padding: 4px 2px;
  font: inherit; font-size: var(--fs-sm); font-weight: 600; color: var(--c-blue);
}
.sortbtn svg { width: 18px; height: 18px; }

.filterbar { margin: 14px 0 18px; border: 1px solid var(--c-line); border-radius: var(--r-sm); background: #fff; }
.filterbar__head {
  width: 100%; display: flex; align-items: center; gap: 10px;
  padding: 13px 16px; min-height: var(--tap);
  background: none; border: 0; cursor: pointer; text-align: left;
  font: inherit; font-size: var(--fs-sm); font-weight: 600; color: var(--c-navy-2);
}
.filterbar__head > svg:first-child { flex: none; color: var(--c-blue); width: 18px; height: 18px; }
.filterbar__chev { margin-left: auto; flex: none; color: var(--c-blue); width: 18px; height: 18px; transition: transform var(--t-base) var(--e-out); }
.filterbar__head[aria-expanded="true"] .filterbar__chev { transform: rotate(180deg); }
.filterbar__body { height: 0; overflow: hidden; transition: height var(--t-slow) var(--e-out); }
.filterbar__inner { padding: 4px 16px 16px; display: flex; flex-wrap: wrap; gap: 8px; }
.filterchip {
  display: inline-flex; align-items: center; gap: 7px;
  padding: 9px 14px; min-height: 40px; border-radius: var(--r-pill); border: 0;
  background: var(--c-grey-100); color: var(--c-ink-2); cursor: pointer;
  font: inherit; font-size: var(--fs-xs); font-weight: 600;
  transition: background var(--t-fast) var(--e-out), color var(--t-fast) var(--e-out),
              transform var(--t-fast) var(--e-spring);
}
.filterchip:active { transform: scale(.94); }
.filterchip.is-on { background: var(--c-tint-2); color: var(--c-blue-600); }
.filterchip svg { width: 15px; height: 15px; }

.tariflist { display: grid; gap: 12px; }
.tariflist .tarif { animation: tarifIn .5s var(--e-out) both; animation-delay: var(--d, 0ms); }
@keyframes tarifIn { from { opacity: 0; transform: translate3d(0, 14px, 0); } to { opacity: 1; transform: none; } }
.tarif__flag {
  position: absolute; left: 0; top: 0; z-index: 2;
  background: var(--c-navy); color: #fff; border-radius: 0 0 var(--r-xs) 0;
  padding: 6px 12px; font-size: var(--fs-xs); font-weight: 600;
  display: inline-flex; align-items: center; gap: 6px;
}
.tarif__flag .infobtn { color: #fff; width: 22px; height: 22px; }
.tarif__flag .infobtn svg { width: 15px; height: 15px; }
.tarif.has-flag .tarif__inner { padding-top: 46px; }

/* Vergleichsleiste ---------------------------------------------------------------- */
.comparebar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: var(--z-tabbar);
  background: #fff; border-top: 1px solid var(--c-line);
  box-shadow: var(--sh-up);
  padding: 12px var(--gutter) calc(12px + var(--safe-b));
  transform: translateY(110%);
  transition: transform var(--t-slow) var(--e-spring);
}
body.has-tabbar .comparebar { bottom: calc(var(--tabbar-h) + var(--safe-b)); padding-bottom: 12px; }
.comparebar.is-open { transform: none; }
.comparebar__hint { font-size: var(--fs-xs); color: var(--c-ink-2); line-height: 1.45; margin-bottom: 10px; }
.comparebar__row { display: flex; align-items: center; gap: 10px; }
/* Oben etwas Luft, damit die Entfernen-Kreise nicht abgeschnitten werden
   und nicht in die Nachbarkachel ragen. */
.comparebar__slots { display: flex; gap: 14px; flex: 1; min-width: 0; overflow-x: auto; padding: 9px 2px 2px; }
.compareslot {
  position: relative; flex: none; width: 104px;
  border: 1px solid var(--c-line); border-radius: var(--r-xs);
  padding: 8px 8px 7px; text-align: center; background: #fff;
  animation: popIn var(--t-base) var(--e-spring) both;
}
.compareslot__logo { height: 18px; display: flex; align-items: center; justify-content: center; overflow: hidden; }
.compareslot__logo .ilogo { font-size: .75rem; }
.compareslot__price { display: block; margin-top: 5px; font-size: var(--fs-xs); font-weight: 700; color: var(--c-navy-2); font-variant-numeric: tabular-nums; }
.compareslot__x {
  position: absolute; right: -7px; top: -7px; width: 22px; height: 22px; border-radius: 50%;
  border: 0; background: var(--c-navy); color: #fff; cursor: pointer;
  display: grid; place-items: center; line-height: 1;
  transition: transform var(--t-fast) var(--e-spring);
}
.compareslot__x:active { transform: scale(.85); }
.compareslot__x svg { width: 12px; height: 12px; }
.comparebar .btn { flex: none; }

/* ==========================================================================
   06.7 Detailvergleich
   ========================================================================== */
.comparepage { background: #fff; padding-bottom: 40px; min-height: 60vh; }
.cmphead {
  position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96);
  backdrop-filter: saturate(160%) blur(10px); -webkit-backdrop-filter: saturate(160%) blur(10px);
  padding: 12px 0; border-bottom: 1px solid var(--c-line-soft);
  margin-inline: calc(var(--gutter) * -1); padding-inline: var(--gutter);
}
.cmphead__row { display: grid; gap: 8px; grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)); }
.cmphead__cell {
  border: 1px solid var(--c-line); border-radius: var(--r-xs);
  padding: 8px 6px; text-align: center; min-width: 0;
}
.cmphead__cell .ilogo { font-size: .75rem; justify-content: center; }
.cmphead__cell b { display: block; margin-top: 5px; font-size: var(--fs-xs); color: var(--c-navy-2); font-variant-numeric: tabular-nums; }

.cmptools { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin: 20px 0 8px; }
.cmptools h2 { font-size: 1.25rem; margin-right: auto; }

/* Schalter „Nur Unterschiede zeigen“ */
.switch { display: inline-flex; align-items: center; gap: 10px; cursor: pointer; min-height: var(--tap); }
.switch input { position: absolute; opacity: 0; width: 0; height: 0; }
.switch__track {
  flex: none; width: 46px; height: 26px; border-radius: var(--r-pill);
  background: var(--c-line); position: relative;
  transition: background var(--t-base) var(--e-out);
}
.switch__track::after {
  content: ""; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px;
  border-radius: 50%; background: #fff; box-shadow: 0 1px 3px rgba(0,32,71,.3);
  transition: transform var(--t-base) var(--e-spring);
}
.switch input:checked + .switch__track { background: var(--c-blue); }
.switch input:checked + .switch__track::after { transform: translateX(20px); }
.switch input:focus-visible + .switch__track { box-shadow: var(--sh-focus); }
.switch__text { font-size: var(--fs-sm); color: var(--c-ink); }

.cmpsec { margin-top: 26px; }
.cmpsec h3 { font-size: 1.0625rem; margin-bottom: 10px; }
.cmpsec__empty { font-size: var(--fs-sm); color: var(--c-muted); font-style: italic; padding: 10px 0; }
.cmprow { padding: 12px 0; border-top: 1px solid var(--c-line-soft); }
.cmprow:nth-child(even) { background: var(--c-surface-2); margin-inline: calc(var(--gutter) * -.5); padding-inline: calc(var(--gutter) * .5); }
.cmprow__label { font-size: var(--fs-xs); color: var(--c-muted); margin-bottom: 8px; line-height: 1.4; }
.cmprow__cells { display: grid; gap: 8px; grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)); }
.cmprow__cell {
  display: flex; align-items: flex-start; gap: 6px;
  font-size: var(--fs-xs); color: var(--c-ink); line-height: 1.4; min-width: 0;
}
.cmprow__cell svg { width: 15px; height: 15px; flex: none; margin-top: 1px; }
.cmprow__cell--yes svg { color: var(--c-green-check); }
.cmprow__cell--no svg { color: var(--c-danger); }
.cmprow.is-diff .cmprow__label { color: var(--c-navy-2); font-weight: 600; }

/* ==========================================================================
   06.8 Antragsstrecke
   ========================================================================== */
.chosen {
  border: 1px solid var(--c-line); border-radius: var(--r-sm);
  padding: 16px; margin-bottom: 26px; background: #fff;
}
.chosen__row { display: flex; align-items: flex-start; gap: 12px; }
.chosen__logo { flex: 1; height: 26px; display: flex; align-items: center; }
.chosen__price { text-align: right; flex: none; }
.chosen__name { margin-top: 12px; font-weight: 700; color: var(--c-navy-2); font-size: 1.0625rem; }
.chosen__date { margin-top: 6px; font-size: var(--fs-sm); color: var(--c-ink-2); }

.doclist { border-top: 1px solid var(--c-line); margin-top: 8px; }
.docrow {
  display: flex; align-items: center; gap: 12px; width: 100%;
  padding: 15px 2px; min-height: var(--tap);
  border: 0; border-bottom: 1px solid var(--c-line); background: none; cursor: pointer;
  font: inherit; font-size: var(--fs-sm); font-weight: 700; color: var(--c-blue); text-align: left;
  transition: background var(--t-fast) linear;
}
.docrow:active { background: var(--c-surface-2); }
.docrow > svg:first-child { flex: none; width: 20px; height: 20px; color: var(--c-blue); }
.docrow span { flex: 1; }
.dochead { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 4px; }
.dochead h2 { font-size: 1.125rem; margin-right: auto; }

.applyfoot { max-width: 620px; margin: 30px auto 0; }
.applyfoot .btn { width: 100%; }

.thanks__lead { max-width: 68ch; color: var(--c-ink-2); }
.thanks__lead p + p { margin-top: 16px; }

/* ==========================================================================
   Ausbaustufe sm — größere Telefone
   ========================================================================== */
@media (min-width: 480px) {
  .checkcard__foot .btn { width: auto; margin-left: auto; }
  .topicfoot { justify-items: center; }
  .topicfoot .btn { width: auto; min-width: 280px; }
  .catgrid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .quizfoot .btn { flex: 0 0 auto; min-width: 160px; }
  .tfoot .btn { flex: 0 0 auto; min-width: 180px; }
  .tsum__actions .btn { width: auto; }
  .applyfoot .btn { width: auto; }
  .topicpick { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

/* ==========================================================================
   Ausbaustufe md — ab hier werden wieder Karten daraus
   ========================================================================== */
@media (min-width: 768px) {
  .pagetitle { padding: 34px 0 8px; }
  .pagetitle__rule { width: 76px; margin-top: 18px; }

  .bedarf { padding-bottom: 64px; }
  .bedarf__cards { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; margin-top: 24px; }
  .needcard { padding: 24px 26px 26px; }
  .needcard__title { font-size: 1.5rem; }
  .checks { margin-top: 48px; }
  .checks__list { gap: 18px; }
  .checkcard { padding: 22px 26px 24px; border-radius: var(--r-md); }
  .checkcard__title { font-size: 1.3125rem; }
  .checkcard__icons span { width: 44px; height: 44px; }
  .checkcard__foot { margin-top: 22px; }

  .quizpage { background: var(--c-bg-flat); padding: 36px 0 64px; }
  .quizcard {
    border-radius: var(--r-lg); box-shadow: var(--sh-md); margin-inline: auto;
    min-height: 560px;
  }
  .quizcard__top { padding: 16px 30px 0; }
  .quizcard__body { padding: 46px 40px 30px; }
  .quizfoot { position: static; padding: 18px 30px; box-shadow: none !important; }
  .quizfoot__back { width: 54px; height: 48px; }
  .quizq { margin-bottom: 32px; }
  .choices { gap: 12px; }
  .choice { padding: 13px 22px; min-height: 48px; }
  .choice--count { width: 48px; min-width: 48px; }
  .recocard { padding: 26px; }
  .infocard { padding: 26px; }
  .infocard__icon { width: 52px; height: 52px; }
  .topichero__icons span { width: 52px; height: 52px; }
  .topicpick__item { padding: 20px; }

  .tarifpage { padding-bottom: 72px; }
  .tarifpage__intro { margin: 26px 0 40px; font-size: 1.0625rem; }
  .tarifsec + .tarifsec { margin-top: 48px; }
  .catgrid { gap: 16px; }
  .catcard { padding: 18px 20px; min-height: 86px; }
  .tgroup { margin-top: 36px; }
  .tfoot { margin-top: 40px; }

  .resultpage { padding-bottom: 150px; }
  .recogrid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
  .tarif__inner { padding: 20px; }
  .tarif.has-flag .tarif__inner { padding-top: 50px; }
  .tarif__amount { font-size: 1.5rem; }
  .resultlist { margin-top: 48px; }

  /* Ab Tablet rückt das Leistungssiegel neben die Merkmalsliste. */
  .tarif__inner {
    display: grid; align-items: start;
    grid-template-columns: minmax(0, 1fr) auto;
    grid-template-areas:
      "top   top"
      "feats seal"
      "more  seal"
      "extra extra"
      "foot  foot";
    gap: 6px 20px;
  }
  .tarif__top   { grid-area: top; margin-bottom: 8px; }
  .tarif__feats { grid-area: feats; }
  .tarif__seal  { grid-area: seal; margin: 0; }
  .tarif__more  { grid-area: more; margin-top: 6px; justify-self: start; }
  .tarif__extra { grid-area: extra; }
  .tarif__foot  { grid-area: foot; }

  .comparebar { padding: 14px var(--gutter) calc(14px + var(--safe-b)); }
  .comparebar__inner { max-width: var(--maxw); margin-inline: auto; display: flex; align-items: center; gap: 20px; }
  .comparebar__hint { margin-bottom: 0; flex: 1; max-width: 34ch; }

  .cmphead { padding: 14px 0; }
  .cmprow { display: grid; grid-template-columns: minmax(180px, 1fr) minmax(0, 2.4fr); gap: 20px; align-items: baseline; padding: 14px 0; }
  .cmprow__label { margin-bottom: 0; font-size: var(--fs-sm); }
  .cmprow__cells { font-size: var(--fs-sm); }
  .cmprow__cell { font-size: var(--fs-sm); }

  .chosen { padding: 20px; }
}

@media (min-width: 1024px) {
  .bedarf__cards { gap: 26px; }
  .quizcard__body { padding: 58px 56px 34px; }
  .catgrid { gap: 18px; }
  .resultpage { padding-bottom: 170px; }
}

/* ==========================================================================
   Hover — nur an Zeigergeräten
   ========================================================================== */
@media (hover: hover) and (pointer: fine) {
  .infobtn:hover { background: var(--c-tint); }
  .gaprow:hover { background: var(--c-surface-2); }
  .gaprow:hover .gaprow__chev { transform: translateX(4px); }
  .gapitem:hover { border-color: var(--c-blue); transform: translateY(-2px); }
  .checkcard:not(.checkcard--primary):hover { transform: translateY(-3px); box-shadow: var(--sh-md); }
  .checkcard--primary:hover { transform: translateY(-3px); box-shadow: var(--sh-lg); }
  .choice:hover { background: #E4E4E4; }
  .choice.is-on:hover { background: var(--c-navy-2); }
  .choices--soft .choice.is-on:hover { background: var(--c-tint-3); }
  .quizback:hover { color: var(--c-blue); }
  .quizfoot__back:hover { background: var(--c-tint-3); }
  .topicpick__item:hover { border-color: var(--c-blue); box-shadow: var(--sh-sm); }
  .topicpick__item.is-on:hover { border-color: var(--c-navy-2); }
  .catcard:hover { border-color: transparent; box-shadow: var(--sh-md); transform: translateY(-3px); }
  .catcard:hover .catcard__icon { transform: scale(1.08) translateY(-2px); }
  .catmore__head:hover, .filterbar__head:hover, .docrow:hover { background: var(--c-surface-2); }
  .tfoot__back:hover { background: var(--c-tint); }
  .filterchip:hover { background: #E4E4E4; }
  .filterchip.is-on:hover { background: var(--c-tint-3); }
  .recocard__cta:hover svg { transform: translateX(4px); }
  .compareslot__x:hover { background: var(--c-danger); }
  .radio:hover .radio__dot { border-color: var(--c-blue); }
  .quizrow:hover .quizrow__box { background: var(--c-ink-2); }
  .quizrow input:checked ~ .quizrow__box:hover { background: var(--c-navy-2); }
}

/* Ruhemodus: Die Linien und Karten stehen sofort. */
@media (prefers-reduced-motion: reduce) {
  .pagetitle__rule { transform: none; animation: none; }
  .tariflist .tarif, .topichero__icons span, .infocard__icon, .recocard__badge { animation: none; }
}